NOTICE OF PRIVACY POLICY

WINONA MORTGAGE

Winona Mortgage LLC, its subsidiaries and affiliates, are committed to providing mortgage products and services designed to meet your needs. We are equally committed to respecting your privacy and protecting the information about you that we may receive. We have prepared this notice to advise you what information we collect, how we use it and how we protect it.

What Information We Collect

As an essential part of our business, we obtain certain personal information about you in order to provide a mortgage product or service to you. Some of the information we receive comes directly from you on applications or other forms, and may include information you provide during visits to our Web site. We may also receive information from consumer reporting agencies. The types of information we receive may include addresses, social security numbers, and financial information.

Our Privacy Protection Procedures

We protect information about you from unauthorized access. For example, we employ secure technologies in order to safeguard transmission of information about you through our web site. Access to information about you is restricted to those individuals that need such information in order to provide products and services to you. Our staff receive training regarding our privacy policies and violators are subject to disciplinary action. Finally, we have established and maintain procedures to comply with all state and federal laws and regulations regarding the security of personal information.

This Notice has been provided to you in compliance with the Financial Services Modernization Act of 1999, U.S. Pub. L. 106-102, 113 U.S. Stat. 1338, for information purposes only. No action is required on your part.